A forex card for your next trip
A forex card lets you carry travel money without relying only on cash. Tell us where you're going and we'll explain the card available for your trip.
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Choose the card that fits
Cards are issued by Thomas Cook (India) Limited. For holidays and business trips we load, reload and encash the card ourselves; student cards are handled through Prithvi Exchange (India) Limited. Currencies you can load: US Dollar, Euro, British Pound, Australian Dollar, Canadian Dollar, Japanese Yen, Singapore Dollar, Swiss Franc, UAE Dirham, Thai Baht, New Zealand Dollar, Saudi Riyal, South African Rand, Malaysian Ringgit, Hong Kong Dollar, Chinese Yuan, Indonesian Rupiah, Philippine Peso, Vietnamese Dong, South Korean Won, Swedish Krona, Omani Rial, Danish Krone, Qatari Riyal, Norwegian Krone, Kuwaiti Dinar, Bahraini Dinar and Bangladeshi Taka (28 currencies). Check how the card handles a payment in a currency you haven't loaded — a cross-currency charge usually applies.
Card variants
| Card | Best for | Currencies | Good to know |
|---|---|---|---|
| Borderless Travel Card | Holidays and business trips | 28 currencies on one card | Thomas Cook travel benefits such as lounge access and free ATM withdrawals, as per current offer |
| Study Buddy Card | Students going abroad | 28 currencies on one card | Student card with a free ISIC (International Student Identity Card); handled through our student-card partner |
| EnterpriseFx Card | Company-paid business travel | 28 currencies on one card | Corporate multi-currency card for employees |
| Borderless Prepaid Card | Any trip | 28 currencies on one card | Use the currency loaded for the country you are in |
| One Currency Card | Trips where you spend in many countries | US Dollar only | Zero forex markup and zero cross-currency charges, as per Thomas Cook |
| RuPay Forex Card | Travel to the UAE | UAE Dirham only | RuPay card for spending in the UAE |
Card variants and benefits are set by Thomas Cook (India) Limited and may change; the card kit and cardholder terms apply. We tell you which card suits your trip before you pay.
How much on the card, how much in cash
A rough split by destination — most travellers keep the bulk on the card and a little cash for the first day and small vendors.
| Going to | Currency | On a forex card | In cash | Good to know |
|---|---|---|---|---|
| USA | USD | 85% | 15% | Cards work almost everywhere; carry small notes for tips and taxis. |
| UK | GBP | 85% | 15% | Contactless is everywhere, including buses and the Tube. |
| Europe (euro countries) | EUR | 80% | 20% | A few cafés, markets and small towns prefer cash. |
| Switzerland | CHF | 90% | 10% | Card nearly everywhere; euros are not always accepted. |
| UAE (Dubai, Abu Dhabi) | AED | 70% | 30% | Malls and hotels take cards; souks and taxis like cash. |
| Singapore | SGD | 80% | 20% | Hawker centres may be cash only. |
| Thailand | THB | 40% | 60% | Street food, markets and tuk-tuks run on cash. |
| Japan | JPY | 50% | 50% | Many small restaurants and shrines are cash only. |
| Vietnam, Cambodia, Bali | USD | 30% | 70% | Carry US dollars in cash and change into local money there. |
| Maldives | USD | 50% | 50% | Resorts take cards; local islands prefer US dollars in cash. |
| Australia, New Zealand | AUD / NZD | 85% | 15% | Cards work everywhere; little cash needed. |
| Canada | CAD | 85% | 15% | Cards work everywhere; a little cash for tips. |
A starting point, not a rule. Cash in notes is capped at USD 3,000 equivalent per trip under RBI rules; the rest goes on the card. Tell us your itinerary and we suggest the split.
Full fee schedule
We share the issuer's current schedule — issuance, loading, reloading, ATM withdrawal, inactivity, replacement and cross-currency charges — with your quote, before you apply.
Load, use and return
Share your destination, dates and expected spend. We explain the card, how to load it and the documents required.
Ask how to check your balance, get help while abroad and encash any unused balance when you return. Don't assume a reload is instant or always possible from overseas.
What to confirm before you pay
Get the card issuer, cardholder terms, applicable charges, conversion rules and the emergency-support number in writing. An exchange-rate quote is not the same as a full card-cost quote.
Our partners
Remittance partners
- Our AD Category-I bank partner
- AD Category-II partner (Mumbai)
- AD Category-II partner (Chennai)
- AD Category-II partner
Forex cards — leisure & business travel
- Aabhushan Forex & Jewels Pvt Ltd (GoRemit)
Forex cards — students and other purposes
- AD Category-II partner (Chennai)
- Multi-currency forex card (issued by an AD Category-II dealer)
- Bank-issued multi-currency forex card
Demand drafts
- AD Category-II partner (Chennai)
Our bankers — company accounts
- HDFC Bank
- ICICI Bank
- IDFC FIRST Bank
- Kotak Mahindra Bank
- Our AD Category-I bank partner
- SBM Bank India
- YES Bank
Currency partner banks
- HDFC Bank
- ICICI Bank
- YES Bank
- SBM Bank India
University fee payments
- Flywire
- Convera
CIBC International Student Pay- TransferMate
- PayMyTuition
- ICICI Bank UniFee
Common questions
Can I use the card in more than one currency?
Yes, the card holds separate wallets for US Dollar, Euro, British Pound, Australian Dollar, Canadian Dollar, Japanese Yen, Singapore Dollar, Swiss Franc, UAE Dirham, Thai Baht, New Zealand Dollar, Saudi Riyal, South African Rand, Malaysian Ringgit, Hong Kong Dollar, Chinese Yuan, Indonesian Rupiah, Philippine Peso, Vietnamese Dong, South Korean Won, Swedish Krona, Omani Rial, Danish Krone, Qatari Riyal, Norwegian Krone, Kuwaiti Dinar, Bahraini Dinar and Bangladeshi Taka (28 currencies).
Can I reload while travelling?
Ask GoRemit for the reload process, eligibility and processing time for the card offered.
What if I lose the card abroad?
Block it immediately through the issuer's 24x7 helpline printed in your card kit.
“I’m incredibly grateful to the payment team for their seamless assistance in transferring funds from India to the US for my tuition fees and personal expenses… They ensured the transfer was smooth, secure, and on time.”
“Extremely easy transaction done with this forex service. Prakash bhai and his team is extremely helpful. They gave us proper advice on the prepaid currency card.”
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Get in touch
Call +91 83569 24029, message us on WhatsApp, send a quote request, or ask us to call you back. Please don't share PAN, passport or bank details in an open message.