Charges and fees
Every charge below appears as its own line in your quote before you pay. GST at 18% is added on each charge. GST on the currency exchange itself is worked out on the slabs in CGST Rule 32(2)(b) and shown separately.
Currency notes (buying or selling)
| Service charge: branch pickup or hand-over, documents uploaded online | ₹250 |
| Service charge: branch pickup or hand-over, documents given at the branch | ₹250 |
| Service charge: doorstep delivery (buying) or doorstep pickup (selling), delivery included | ₹250 · for orders of ₹50,000 and above |
| Currency notes and a forex card in the same order | Only the one charge above |
Forex cards (ours, and student / work visa / emigration cards through our partner)
| New card | ₹150 |
| Reload for a new trip | ₹150 |
| Another reload on the same trip | ₹100 |
| Encash the balance | ₹150 |
The service charges and forex card charges above, and the GST on them, are not refundable once paid, unless we cancel the order. See the refund policy.
How you pay
| UPI, RuPay debit card, bank transfer (NEFT / RTGS / IMPS), pay at the branch | No charge |
| Net banking (paying online through the payment page) | 1.95% of the amount paid + GST |
| Visa or Mastercard debit card | 1.95% of the amount paid + GST |
| Credit card | 1.95% of the amount paid + GST |
By law there is no charge for UPI or RuPay debit cards. If you choose a charged card option but pay with a RuPay debit card, we refund the card charge.
Exchange rate
Our rates are the day's market reference rate plus a margin that differs by product (currency notes, forex card, student card, buying back). Every quote shows the rate you get and the market rate it is based on.
Send money abroad (charged by the bank)
There is no separate GoRemit fee: our earning is included in the exchange rate shown. The transfer charge of the partner that carries out your transfer:
| Transfer (TT) charge — Our AD Category-I bank partner | ₹250 |
| Transfer (TT) charge — AD Category-II partner (Mumbai) | ₹300 |
| Transfer (TT) charge — AD Category-II partner (Chennai) | ₹250 |
| Foreign currency demand draft — AD Category-II partner (Chennai) | ₹750 |
| "I pay all charges" (OUR) option | ₹1,200 · GBP ₹1,500 · USD ₹2,500 · EUR ₹1,200 · AED ₹1,200 · SGD ₹1,200 · AUD ₹1,200 · CAD ₹1,200 · THB ₹1,200 · JPY ₹1,200 · CHF ₹1,200 · SAR ₹1,200 · NZD ₹1,200 · RUB ₹1,200 |
With "shared charges", banks along the way may also deduct their own fees from the amount received abroad.